TechWiki - User contributions [en-gb]

Insurance

2012-05-31T13:40:42Z

Holty: /* Companies */

[http://www.seloc.org/membership/benefits/insurance/ Check the latest SELOC membership insurance benefits]

==Companies==
{| border="1"
!Name & Weblink !! Phone !! Contact !! Mod Friendly !! Track Day Cover Included / Additional Information
|-
|[http://www.reis.co.uk/ REIS (Formerly Richard Egger Insurance)]|| 0115 985 0165 || Steve Hallam or Mary Singleton (mention SELOC for special rates)|| Yes || Agreed Value Cover available. Track Day Cover (Four days included - any venue in the UK or Europe, excluding Nurburgring/Nordschliffe) available. Glass Cover & Club Discounts all available. Discount for Andy Walsh/Car Limits Driver Training Day. Enhanced Windscreen Cover (upto £1000 per claim) available upon request. All drivers must be 25+
|-
|[http://www.competition-car-insurance.co.uk/ Competition Car Insurance (CCI)] || 0844 892 1966 || Option 4 || Yes || 4 free days with approved organisers & notification prior to day (1 days notice minimum) required. [If you have 2 years+ claim-free experience driving an Elise or similar, quotes are very competitive. 10% discounts available for SELOC Club Supporters. Also additional discount (10%) to be had for car control course / driver training - need certificate to prove attendance though]. Track cover includes some EU circuits (NOT Spa or Nurburgring) but doesn't include recovery costs and windscreen damage not covered on track. Won't mirror NCB from another car, but were happy to give me 4 year's worth "introductory bonus". Policies limited to 7000 miles.
May 2012 - Just got a quote and it included 6 track days with the same conditions as above.
|-
|[http://www.heritage-quote.co.uk Heritage] ||0121 246 6062 - ask for Martin (drivers over 28yrs.) ||Discount for SELOC members || Yes || Track cover only included for club you are a member of eg LoT, cover is available for events with other TDOs at an additional premium. Will mirror NCB from other cars - no need to transfer your NCB to the vehicle insured with them. check terms with Heritage. Spoke to on 11/1/2012 and refused to quote on Elise, saying they dont really deal with these any more
|-
| [http://www.ckinsurance.co.uk Chris Knott] || 0800 917 2274 || Mention SELOC for special rates || Yes || Drivers over 30 (was 25 in previous years and may revert back in 2012), Need to have been driving your lotus for at least a year. Seem to drifting away from Lotus specialising now by their own admission. Minimum premium is £400 apparently
|-
| [http://www.hendersontaylor.co.uk/ Henderson Taylor insurance] || 0161 4377442 || (Matt) Mention SELOC for special rates || Yes || +£50 for track days on Aviva/CCI policies. As of 22/11/11, mileage limited to 7500 miles per annum for Lotus policies. As of 08/02/12 Matthew confirmed that unlimited policies are available.
|-
| [http://www.privateclients.aon.co.uk/privateclients/microsites/cars/ Lotus - Esteem / AON (Official)] || 08705 708090 or 01483 706055 or 51 || AON policies now moved to Footman James (below) || ? || (Require driver be 30 or over)
|-
| [http://www.aplan.co.uk/ A-Plan] || 01635 874 646 || Discount for SELOC members || Yes || Contact the Thatcham office for Lotus schemes.
Can provide free 5 day UK trackday cover on Royal Sun Alliance policies
|-
| [http://www.adrianflux.co.uk/ Adrian Flux] || 01553 845 919 || Mention SELOC for special rates || ||
|-
| [http://www.noeldazely.co.uk/ Noel Dazely] || 0870 0466604 || Mention SELOC for special rates || Yes ||
|-
| [http://www.aplan.co.uk/ Admiral] || 0800 600 800 || || No || ?
|-
| [http://www.bell.co.uk/ Bell Direct] || 0800 140 180 || || No || ?
|-
| [http://www.directline.com/ Direct Line] || 0845 246 8701 || || ? || (require tracker and driver over 25yrs old)
|-
| [http://www.elephant.co.uk/ Elephant] || 0870 0401 140 or 0870 0131072 || || No ||
|-
| [http://www.footmanjames.co.uk/ Footman James] || 0121 561 4196 || || Not very - didn't even like Performance pack on Exige || Track day cover included but won't cover Car Limits driver training days with Andrew Walsh
|-
| [http://www.argos.co.uk/webapp/wcs/stores/servlet/ArgosFSCarInsuranceHomeView?langId=-1&storeId=10001 Argos] || 0800 015 4835 || || ? || ?
|-
| [http://www.asdafinance.com/car-insurance.html ASDA] || 0845 300 2310 || || ? || ?
|-
| [http://www.lv.com/insurance/car_insurance Liverpool Victoria] || 01202 292 333 || || ? || Driver must be 25+ on an Elise
|-
| [http://www.hastingsdirect.com More Than / Hastings] || 0800 072 4186 || || ? || ?
|-
| [http://www.michaelwardassociates.com Michael Ward] || 01707 378260 || || ? || Good for young drivers on all sports cars, very easy to deal with!
|-
|}

Insurance world 01604 615415

Norwich Union Direct 0800 092 9564

Privilege 0845 246 0275

Quoteline Direct 0870 442 9049

Tesco 0845 300 4400

Also remember that you can get affiliate money with some of the bigger insurance companies simply by taking out insurance via your QuidCo.com account. For example, More Than currently give £75 back via QuidCo. These cashback sites are discussed on the uber-price comparison site:
http://www.moneysavingexpert.com/insurance/compare-cheap-car-insurance

==Temporary Cover==
For instant short-term insurance for courtesy cars and test drives etc - car not needed to be owned by driver:

http://www.ecarinsurance.co.uk

http://www.dayinsure.com

http://www.tempcover.co.uk (some restrictions on insurance groups of cars they will cover - it will tell you during the quote)

== One-off Track Day Insurance ==

* Richard Egger Insurance - http://www.RichardEggerInsurance.co.uk/
* Competition Car Insurance - http://www.competition-car-insurance.co.uk/enquiry.htm
* Morris - http://www.morispayment.co.uk/affiliate_trackday.asp?prefix=CIG

CCI insurance is cheaper if the event is a novice trackday, so be sure to mention it.

==Insurance Check==
Use this site to check whether any car in the UK is insured.

http://www.askmid.com
http://ownvehicle.askmid.com/ (direct link)

Use this site to check a cars MOT history. You need the registation plate and V5 document number.

http://www.motinfo.gov.uk

[[Category:Reference]]

==Job Title==
Use this site to see what impact subtle variations in your job title can have on your premiums.

http://www.moneysavingexpert.com/insurance/car-insurance-job-picker/

==Postcode Risk Assessment==
Have a look at this site to see what risk assessment is associated with your postcode.

http://www.carinsuranceexplained.com/car_insurance_explained/insurance_postcode_risk.htm

[[Category:Lotus Elise]]
[[Category:S1]]
[[Category:S2]]
[[Category:Lotus 2-Eleven]]
[[Category:S2 Exige]]
[[Category:Lotus Europa]]
[[Category:Lotus Esprit]]
[[Category:Lotus Evora]]
[[Category:VX220]]

Brake pads

2012-05-23T08:34:11Z

Holty: Sentence added reminding owners of early S1 Elises with MMC they must only use MMC pads

The [http://en.wikipedia.org/wiki/Original_equipment_manufacturer OEM] '''Brake pads''' on the Elise are reasonably expensive and generally not highly regarded. There are many after market products to choose from with superior performance, both in terms of stopping power and longevity, and at a more reasonable costs.

'''[http://elise-faq.info/index.php?title=Pad_change Changing brake pads]''' is an easy and rewarding DIY project, and some people prefer the reassurance this gives. There is a '''[[Brake pad bedding in procedure]]''' which you are encouraged to following after fitting new pads.

Early S1 Elises with MMC discs MUST use MMC specific pads, if other pads are used you will ruin the discs very quickly and also risk a dangerous brake failure.

Brake pad fitment for the Elise is as follows:-

Below is a list of after market manufacturers with descriptions, and real world experiences, from SELOC members.

==EBC==

We fit 100s of Ebc Greens & have had no reported failures or catching fire? However with any pads it is very important to bed them in properly & we supply a hangar on every car that goes out explaining this.
Edited by Sinclaire 20/05/09

Green: Not recommended for track use but comparable with OEM pads for both stopping power and wear

Yellow: New compound getting a good write-up for track use, possible alternative to Pagids at half the price

==Ferodo==
=== DS2500===
Similar performance to Mintex 1144 but longer lasting. Common replacement pad in mainland Europe

==Mintex==
===1144===
Excellent value for fast road and occasional track. Quick to bed in and work well from cold. Good pad life and not particularly abrasive on disks, although can be a bit dusty. Some fade experienced after pro-longed track use. Squeal can be a problem when the pads are hot, but a hefty dollop of coppaslip on the back of the pads should help.

Can overheat on tracks that need heavy braking and not much opportunity for cooling (e.g. Brands Indy), leading to a "gravelly" feel after a few laps.

Mintex variations

Be aware that there has been some confusion over which pads are 1144's. The part number for Mintex Pads for the Elise are MDB1890 and MDB1891 (Front and Rear), there are then compound types of which 1144 is one. These are the variations;

1109 - Standard Road Use - Not suitable for the track - These are normally found in motorfactors or ebay for £25 per axel and sometimes mis-sold as 1144's.

1144 - Fast Road / Normal Track Use - Cira £60 per axel, will be marked C-Type on the box.

1155 - Hard Track use only - harder compound

The code will be on the back of the pad.

==Pagid==
[http://www.braketechnology.com/ Official Website]

[http://www.braketechnology.com/racecharacteristics.html Racing Compound Characteristics]

===RS 4-2 Blue===
A medium friction racing compound with good cold friction and fading resistance up to 500°C ( 930°F).
* Work well from cold.
* Under very hard use they will fade before the RS14 compound.
* less prone to squeal than RS14's

Summary, A good compromise for both Road and Track usage.

Fronts are lasting around 10 hard track days (20 hours) rears are lasting 40 track hard days (80 hours).

===RS 14 Black===
This is a medium high friction value ceramic type compound with very good modulation, high fade resistance, low heat conductivity, and a good wear rate up to a temperature of 650°C (1.200°F).
* If used as a road pad they can eat discs, however when at track temperature the wear ratio will be higher in the pad providing less wear of the disk.
* Not as effective from cold as the RS 4-2 compound.
* Very track orientated pad so whilst safe to use on the road a driver with a road only intention may well be better to look at a different compound.
These pads can generate a lot of squeal if not used in anger on a regular basis, so while highly rated for track work, these pads are perhaps too compromised for a road car.

===RS 15 Grey===
Very high torque compound. It combines a 20% higher friction value than the RS14 with a slightly increased pad wear. Needs finesse to avoid over braking the car. Good release characteristic. Although the RS15 has a very good modulation (controllability) it might have an excessive bite for some applications, as lightweight cars or cars with boosted brakes. Applications: NASCAR, CART, F3, Touring cars, GT cars, WSC, DP, Trans Am and Rally.

==SBS==
Scandinavian Brake Systems
* http://www.sbs.dk/index.dsp?area=210
* UK SBS distributer is [[Questmead]].

=== ProTrack ===
Steady, all round carbon ceramic race compound. Ideal for track days, standard car racing etc.

* Disc temperatures up to 700°C.

Front: 3017.CC.TH14.3
Rear: 3101.CC.

=== ProRace ===
The professional Dual Carbon race compound for racing at highest level. Stable and consistent brake performance round after round. Extremely high thermal stability.

* Disc temperatures up to 800°C.

==OMP==

=== Road&Sport ===
====OT/7951 Front pads ====
====OT/7954 Rear pads ====

http://www.ompracing.it/prodotti.html?categorycode=GPASTIGLIE1&changelanguage=en

OMP Road&Sport brake pads have been developed to offer excellent performance in fast road use.
* Excellent stability of the friction coefficient, even at the highest temperature (see graph).
* This compound is the result of 30 years experience in rallies and track racers.
* For the new car models manufactured from 10/1999 the pads are homologated according to R-90 rules.

===Racing===
====OT/6951 Front pads====
====OT/6952 Rear pads====

http://www.ompracing.it/prodotti.html?categorycode=GPASTIGLIE&changelanguage=en

971C RACING COMPOUND
OMP 971C range of brake pads is made from a new friction material, asbestos free, having following characteristics:
* COMPOSITION: thermosetting resins with the addition of special carbon materials.
* FRICTION COEFFICIENT: very high (0.48).
* FRICTION STABILITY: uniform also during varying of the temperature in a field between 100 and 800° C (see graph).
* ANTI-FADING PROPERTIES: excellent
* MECHANICAL RESISTANCE: very high also thanks to the special structure formed by the substances present in the compound.
* TOP LEVEL PERFORMANCES in professional use (Rally, Group N).

Pads have good initial bite from cold and cope well with track use.

Could do with a little more feedback under hard braking, but don't show any signs of fading.

Like many track-oriented pads they can squeal/screech quite a bit on the street.

Low disc wear.

==Carbone Lorraine==
===RC5, RC6, RC8===
Sintered brake pads from French manufacturer who started out as a motorbike brake manufacturer, but also does the brake pads for the TGV and works rally teams from Peugeot, etc.

* RC5 pads have the lowest friction index (approx 0.48)
* RC6 is medium (0.55)
* RC8 is high (>0.6)

RC8 probably has a friction index that is too high for a light car like the Elise and locks up too quickly or gives too little control over brake modulation. RC8 is only available as a rear pad.

RC6 and RC5 are more useful.

[http://www.cl-brakes.com/ Manufacturer Website]

[http://www.carbonelorrainebraking.co.uk/ UK Distributor]

[http://www.cl-brakes.co.uk/ Dedicated CL Brakes Shop]

For Elise specific pads:
* Front pad type code: 4060
* Rear pad type code: 4115

As delivered the pads for 4 pot callipers may be too thick and require some grinding of the friction material (about 1mm) to fit properly on new discs.

With standard callipers they are a straight fit but you MUST fit the small square anti rattle rubber buffers directly to the calliper or suffer very annoying rattling from the n/s/f disc.

These pads give a very consistent pedal feel and show little or no variation in retardation if temperatures go up. Fading because of pad material breakdown is virtually impossible as sintered material does not break down until >1100C and by that time your brake fluid will have started to boil.

See the following thread for some concerns:

[http://forums.seloc.org/viewthread.php?tid=334404&page=1 SELOC Chat]

==Textar==
===R90 Road pads===
Pure road pads which should be similar (and possibly identical) to Lotus OEM brake pads.

Part numbers:

* Front: 2032306 (EAN-number: 4019722256141)
* Rear: 2041003 (EAN-number: 4019722256172)

[[Category:Brakes]]
[[Category:Lotus Elise]]
[[Category:S1]]
[[Category:S2]]